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Hospitality

Insurance

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Tailored cover

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Hospitality Insurance

Hospitality businesses face a range of risks, from kitchen fires and equipment breakdowns to customer injuries, property damage and interruptions to trading. Whether you operate a restaurant, café, bar, takeaway shop or nightclub, we provide tailored insurance solutions to help protect your business.

What is covered?

  • Public Liability: Protects you if a customer is injured or their property is damaged at your venue.
  • Business Interruption: Covers lost income and ongoing expenses if an insured event prevents you from trading.
  • Building & Contents: Protects your premises, including your fit-out, kitchen equipment, furniture, stock and signage.
  • Glass Breakage: Covers accidental breakage of glass inside and outside the venue.
  • Theft & Burglary: Covers loss of stock and contents resulting from a break-in or theft.

Who do we assist?

We provide tailored cover across the hospitality sector, including:

  • Restaurants
  • Cafés
  • Bars & Pubs
  • Takeaway Shops
  • Nightclubs
  • And more

We can also assist with higher-risk activities

  • Venues Open Until Late
  • Dancefloors
  • Live Music & DJs
  • Heritage Buildings
  • Charcoal Cooking, Wok Cooking & Deep Frying
  • In-House Security Staff
  • High Sums Insured

Want a quote or a second opinion?

Send through a request below and we’ll give you a call to discuss your needs:

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A big thanks to Andrew at Flinders Insurance for helping me find a suitable policy for my business needs. Exemplary professionalism and knowledge made the process simple and straightforward. Look no further.